Best Travel Credit Cards in India? Travel credit cards offer instant rewards with travel as well as complimentary lounge access, earning air miles.
Filled with a host of bonus miles, lounge access, travel membership, and many other privileges, travel cards double the convenience for a traveller like you.
Apart from this, these cards also generate substantial savings by allowing cardholders to get attractive discounts on their expenses.
These cards are best suited for those who need to travel frequently for business or leisure.
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Here are some Best Travel Credit Cards in India as following:
Best Travel Credit Cards in India
| Credit Card | Best For | Annual Fee |
|---|---|---|
| American Express Platinum Travel Credit Card | Travel Vouchers & Lounge Access | Rs. 5,000 |
| Citi PremierMiles Credit Card | Air Mile Earning | Rs. 3,000 |
| Air India SBI Signature Credit Card | Travel Rewards and Exclusive Benefits with Air India | Rs. 4,999 |
| Axis Bank Vistara Signature Credit Card | Air Vistara Benefits & Lounge Access | Rs. 3,000 |
| SBI Card ELITE | Lounge Access, Movies, and Dining | Rs. 4,999 |
| Standard Chartered Emirates World Credit Card | Travel Rewards with Emirates, Lounge Access, and Golf Privileges | Rs. 3,000 |
| HDFC Regalia Credit Card | International Airport Lounge Access | Rs. 2,500 |
| MakeMyTrip ICICI Bank Platinum Credit Card | Exclusive Benefits with MakeMyTrip | Nil |
| YES FIRST Preferred Credit Card | Extra Rewards on Travel, Lounge Access, and Movie Benefits | Rs. 2,499 |
| IndusInd Bank Platinum Aura Credit Card | Travel Vouchers, Lounge Access and Travel Insurance | Nil |
1. American Express Platinum Travel Credit Card
Benefits of Amex Platinum Travel Credit Card
- Welcome gift of bonus 5,000 Membership Reward Points
- Earn 1 Membership Reward Point for every Rs. 50 spent on all categories except fuel, insurance, utilities, and cash advances
- Fuel convenience fee waiver at HPCL fuel stations
- Up to 20% discount at select premium restaurants under the American Express SelectsSM Dining Programme
- Avail Platinum Assist Services and Emergency Card Replacement facility
- Get up to two add-on credit cards at no extra cost
2. Citi PremierMiles Credit Card
Benefits of Citi PremierMiles Credit Card
- Welcome gift of 10,000 miles on spending Rs. 1,000 within 60 days
- Earn 4 miles for every Rs. 100 spent on the card
- Earn 10 miles for every Rs. 100 spent on PremierMiles website
- Accumulated air miles never expire
- Make contactless payments of up to Rs. 2,000
Redeem the accumulated points instantly with Citi Bank’s online, travel, fuel and retail partners
3. Air India SBI Signature Credit Card
Benefits of Air India SBI Signature Credit Card
- Earn 4 reward points for every Rs. 100
- Get up to 1 lakh reward points every year
- Get lost card liability cover of up to Rs. 1 lakh
- Avail 1% fuel surcharge waiver for transactions worth Rs. 500 to Rs. 4,000
- Get extra reward points on Air India ticket booking and SuperSaver Booklet purchase
4. Axis Bank Vistara Signature Credit Card
Benefits of Axis Bank Vistara Signature Credit Card
- Earn 4 Club Vistara Points for every Rs. 200 spent on the card
- Rewards can be redeemed for booking flights and other upgrades
- Bonus CV points on achieving spending milestones
- Get air accident cover of up to Rs. 2.5 crore and purchase protection cover of Rs. 1 lakh
- Avail lost card liability cover of up to 100% of the credit limit
5. SBI Card ELITE
Benefits of SBI Card ELITE
- Get a welcome e-gift voucher worth Rs. 5,000 from Bata/Hush Puppies, Yatra, Marks & Spencer, Shoppers Stop, or Pantaloons
- Get movie tickets worth Rs. 6,000 every year
- Earn 2 reward points per Rs. 100 for all spends except fuel
- Accelerate your rewards 5-times on dining, grocery, and departmental store spends
- Earn up to 50,000 bonus reward points every year
6. Standard Chartered Emirates World Credit Card
Benefits of Standard Chartered Emirates World Credit Card
- Get complimentary overseas air accident cover of Rs. 1 crore
- Avail insurance on the loss of baggage or flight delay
- Get access to three golf games in a year along with one free lesson a month
- Make contactless purchases up to Rs. 2,000
- Covert your big-ticket purchases into EMI and pay in easy installments
7. HDFC Regalia Credit Card
Benefits of HDFC Regalia Credit Card
- Get a complimentary Zomato Gold Membership for one year
- Visit domestic airport lounges 12 times a year under the Visa/Mastercard lounge access program
- Make contactless payments of up to Rs. 2,000
- Enjoy dining privileges through the Good Food Trail Dining Program by HDFC Bank
- Earn 4 reward points for every Rs. 100 spent on the card
- Redeem reward points for booking air tickets or for purchasing exciting gifts from the bank’s rewards catalog
- Avail 1% convenience fee waiver on fuel transactions worth Rs. 400 to Rs. 5,000
8. MakeMyTrip ICICI Bank Platinum Credit Card
Benefits of MakeMyTrip ICICI Platinum Credit Card
- Enjoy Buy One Get One offer on BookMyShow and INOX Movies
- Earn MyCash worth Rs. 1 on spending Rs. 200 on domestic spends and Rs. 1.25 on international spends
- Earn Rs. 2 MyCash on flight bookings through MakeMyTrip and Rs. 3 on holiday or hotel bookings through MakeMyTrip
- Earn MyCash up to Rs. 15,000 under the milestone rewards program
- Get a minimum 15% discount on dining bills at over 2,500 restaurants in India
- Avail 1% fuel surcharge waiver on transactions up to Rs. 4,000 at HPCL pumps
9. YES FIRST Preferred Credit Card
Benefits of YES FIRST Preferred Credit Card
- Get 10,000 bonus reward points on making the first transaction
- Enjoy a 25% discount on BookMyShow
- Earn 8 reward points for every Rs. 200 spent across all categories
- Accelerate your rewards twice on dining and domestic travel bookings
- Access select golf courses in India with green fees waived off 3 times along with one complimentary golf lesson every month
- Get air accident death coverage of up to Rs. 1 crore and emergency overseas hospitalization cover of Rs. 25 lakh
10. IndusInd Bank Platinum Aura Credit Card
Benefits of IndusInd Bank Platinum Aura Credit Card
- Get EazyDiner and Satya Paul gift voucher on joining
- Enjoy Platinum Aura Concierge Service for travel, hotel, and other booking assistance
- And Enjoy a 1% fuel surcharge waiver at all petrol pump across India
- Enjoy IndusInd Bank’s Auto Assist Service
- Safeguard the credit card from fraud in case of loss/theft of card
- Get air accident cover of up to Rs. 25 lakh
Benefits of Travel Credit Card
Airport Lounge Access
Travel credit cards allow the user to access domestic and international lounges. The Priority Pass is a general lounge access program, whose membership costs the US $ 99. However, travel credit cards can provide complimentary membership to the event. Visa and MasterCard have their own lounge access programs and can be obtained by the user free of charge to a certain extent that has been preordained.
Accelerated Rewards on Travel
Depending on the type of card, the bank offers instant rewards in a particular category. On a travel credit card, you can earn extra rewards when booking an air ticket or by booking a holiday using the card. Later these points can be used for gifts, merchandise, or for greater travel benefits.
Air Mile Earnings
Instead of reward points, travel-focused credit cards may offer air miles. These miles can be used to book air tickets on the bank’s dedicated travel website. Some cards allow you to move your air miles to select frequent flight schedules, while others may allow you to convert your reward points to the air miles of a given airline partner.
Co-branded Benefits
Many banks have launched travel credit cards in association with airlines or travel websites. For example, SBI has launched cards in association with Air India and ICICI Bank offers co-brand cards with MakeMyTrip. Such cards are very beneficial for those who are loyal to a particular airline brand.
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